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Trupanion Pet Insurance

Tort518

Savannah Super Cat
#21
I was comparison shopping both VPI and Trupanion and found that Trupanion covers more for considerably less. For one cat with max coverage on VPI they quoted $124 and change per month. For three cats with max coverage on Trupanion the quote was $155 and change per month, and under $60 per month for one.

The trupanion quote was for zero deductible on all three cats.
 

John Popp

Site Supporter
#22
Days before our kitten had his accident I nixed getting insurance for him. Less than 6 months old and his first need for veterinary care and surgery cost way more than medical insurance for his life time. So I haven't yet opted to pick up insurance, although I plan on getting it soon before super monkey has another mishap.
 
#23
VPI seems only great in the preventative side of things to me, I have ben a trupanion die-hard since geting it on our Great Dane because they covered everyhting, including hipdysplasia. Low and behold, Gypsy our odg, slipped down some icey stairs as a puppy and danes need to grow so they had to reset her leg every two weeks under anesthesia -hates men now unfortunately with a vets deep voice- but came out of it great after many casts, general anesthesia, x-rays, broke it right below the knee almost missble on an xray but serious, and meds and even covered a special diet I believe at the time during hopsitalization which they covered tha too-anyhting from the injury was covered. Though we had her on raw but still.... they paid almost 10K out after all was said and done ATLEAST( and my vet was very inexpensive compared to other local vets) and 90% was paid quickly, my vet was a champ and didnt require upfront since he worked with them a lot and we had a close client/dr. relationship for yrs, and I think we had only a 50$ deductible.

After the first deductible of 50.00, Trupanion pays out for the same injury, meaning it isn't deductible after deductible for the injuries lifetime. They rock! That is all I have to say! She was is a harlequin great dane and beautiful and another home could have never afforded that likely. Sadly we know what some would have done :/ BUT for us, it was a no-brainer. Pet insurance like that is simply a blessing! I would always recommend them over VPI anyday. They seem to keep covering and covering new things others wont too. I'd rather it not cover vaccines like VPI does because thats our responsibility and to cover what it is really meant for. They even paid for my vet to do home visits when she got too scared to go in! It was awesome with Trupanion.
:cat::dog::love: We Love Trupanion! :in love: I'll be enrolling Nala with a higher deductible slightly since she isn't as much at risk as Gypsy was but still, Trupanion rocks! (y)
 

admin

Paige
Staff member
#24
VPI seems only great in the preventative side of things to me, I have ben a trupanion die-hard since geting it on our Great Dane because they covered everyhting, including hipdysplasia. Low and behold, Gypsy our odg, slipped down some icey stairs as a puppy and danes need to grow so they had to reset her leg every two weeks under anesthesia -hates men now unfortunately with a vets deep voice- but came out of it great after many casts, general anesthesia, x-rays, broke it right below the knee almost missble on an xray but serious, and meds and even covered a special diet I believe at the time during hopsitalization which they covered tha too-anyhting from the injury was covered. Though we had her on raw but still.... they paid almost 10K out after all was said and done ATLEAST( and my vet was very inexpensive compared to other local vets) and 90% was paid quickly, my vet was a champ and didnt require upfront since he worked with them a lot and we had a close client/dr. relationship for yrs, and I think we had only a 50$ deductible.

After the first deductible of 50.00, Trupanion pays out for the same injury, meaning it isn't deductible after deductible for the injuries lifetime. They rock! That is all I have to say! She was is a harlequin great dane and beautiful and another home could have never afforded that likely. Sadly we know what some would have done :/ BUT for us, it was a no-brainer. Pet insurance like that is simply a blessing! I would always recommend them over VPI anyday. They seem to keep covering and covering new things others wont too. I'd rather it not cover vaccines like VPI does because thats our responsibility and to cover what it is really meant for. They even paid for my vet to do home visits when she got too scared to go in! It was awesome with Trupanion.
:cat::dog::love: We Love Trupanion! :in love: I'll be enrolling Nala with a higher deductible slightly since she isn't as much at risk as Gypsy was but still, Trupanion rocks! (y)
I have had Trupanion for six years, BUT...I am beginning to become disillusioned with them, since they now increase my rates every single year :-( I am looking to switching some of my cats to PetPlan, after seeing their online Q&A on FB a few months ago, where they answered every question...plus they are more flexible. I haven't done it yet, but likely will change my breeding cats to PetPlan...
 

DumaLove

Site Supporter
Staff member
#25
I have had Trupanion for six years, BUT...I am beginning to become disillusioned with them, since they now increase my rates every single year :-( I am looking to switching some of my cats to PetPlan, after seeing their online Q&A on FB a few months ago, where they answered every question...plus they are more flexible. I haven't done it yet, but likely will change my breeding cats to PetPlan...
Paige what kind of coverage can you get for breeding cats?
 

admin

Paige
Staff member
#26
Paige what kind of coverage can you get for breeding cats?
Trupanion is supposed to cover breeding cats and charges a hefty fee to do so, but they did not cover Zuri's c-section in May, which is why I am switching...PetPlan does not increase your rates for breeding cats, but pays for things such as c-sections and anything other conditions related to breeding cats -= mastitis, etc.
 

DumaLove

Site Supporter
Staff member
#27
Trupanion is supposed to cover breeding cats and charges a hefty fee to do so, but they did not cover Zuri's c-section in May, which is why I am switching...PetPlan does not increase your rates for breeding cats, but pays for things such as c-sections and anything other conditions related to breeding cats -= mastitis, etc.
Thanks!! I need to check them out for my girls.